Home/Services/Retirement Solutions

Retirement Solutions

Products to build towards retirement, and to draw income once you get there.

Overview

Retirement Solutions

Preparing for retirement usually involves two phases: building a corpus during working years and drawing income from it later. We distribute products suited to both phases, including retirement-oriented mutual fund schemes, systematic withdrawal plans, pension and annuity plans from insurers, and fixed deposits.

You can use our Retirement Corpus Calculator to estimate figures. These are illustrations based on assumed rates and do not represent assured outcomes.

Enquire on WhatsApp

What's included

What we take care of

Retirement-oriented mutual fund schemes
Systematic Withdrawal Plans (SWP) for regular income
Pension and annuity plans from insurers
Senior citizen fixed deposit options
Nomination and succession paperwork
Health cover for retired individuals

Process

How it works

Estimate the need

Use our calculator to estimate your target corpus.

Choose products

We explain options for the build-up phase.

Review periodically

Revisit holdings as retirement comes closer.

Set up income

SWP or annuity for regular payouts after retirement.

FAQs

Common questions

How does an SWP work?

An SWP redeems a fixed amount from your mutual fund investment at regular intervals and credits it to your bank account. Each withdrawal may attract capital gains tax.

Is an annuity income fixed?

In most annuity plans the payout rate is locked at purchase as per the insurer's terms. Please read the policy document for details.

Can I start late?

You can start at any age. A shorter time frame generally means a larger amount has to be invested to reach the same target.

Is the calculator result assured?

No. Calculator outputs are illustrations based on the rates you enter. Actual results will vary.

Please note: Investments in securities markets are subject to market risks. Read all the related documents carefully before investing. Patni Investmart is a distributor and does not provide investment advice.