SIP Services

Set up systematic investments once, then let auto-debit do the routine work.

Overview

SIP Services

A Systematic Investment Plan (SIP) lets you invest a fixed amount in a mutual fund scheme at regular intervals. We help you register SIPs, set up bank mandates and keep them running smoothly.

A SIP averages your purchase cost over time. It does not assure returns or protect against losses in a falling market.

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What's included

What we take care of

New SIP registration in schemes of your choice
NACH / UPI AutoPay mandate registration
Step-up (top-up) SIP set-up
Pause, modify or cancel an existing SIP
SIP date and amount changes
Missed-instalment and bounce follow-up

Process

How it works

Pick the amount

Decide a monthly amount you can sustain comfortably.

Register a mandate

One-time bank mandate for auto-debit.

Select schemes

You choose schemes after reading their documents.

Track it

Monitor SIP status anytime on the portfolio app.

FAQs

Common questions

What is the minimum SIP amount?

Most schemes accept SIPs from ₹500 or ₹1,000 per month. The exact minimum is specified in each scheme's documents.

Can I stop my SIP anytime?

Yes. Open-ended scheme SIPs can generally be paused or cancelled anytime. ELSS instalments stay locked in for 3 years from each instalment date.

What happens if an instalment bounces?

The instalment is skipped and your bank may levy a charge. Repeated bounces can lead the AMC to cancel the SIP.

What is a step-up SIP?

A facility to raise your SIP amount by a fixed amount or percentage at set intervals, usually yearly.

Please note: Investments in securities markets are subject to market risks. Read all the related documents carefully before investing. Patni Investmart is a distributor and does not provide investment advice.